Yerevan, 22.October.2026,
00
:
00
BREAKING


Unibank's annual general meeting of shareholders will be held today: the bank's net profit amounted to 9.8 billion drams

SOCIETY

On June 22, 2026, the Annual General Meeting of Shareholders of Unibank OJSC will be held. During the meeting, the Bank’s performance results for 2025 will be reviewed, and the key priorities for future development will be discussed. The shareholders will also consider and decide on the payment of annual dividends based on the Bank’s 2025 financial results.

In 2025, Unibank continued to demonstrate strong growth dynamics, achieving significant improvements across its key financial indicators. At the end of the reporting year, the Bank’s total assets amounted to AMD 393.8 billion. The Bank’s loan portfolio increased by 32.5% year-on-year, reaching AMD 264.6 billion.

The retail loan portfolio grew by 24% during the year, exceeding AMD 183 billion. Mortgage lending recorded nearly 40% growth, reflecting sustained demand in the housing finance segment. The Bank also continued to actively expand its card business, with the number of active payment cards increasing by approximately 21% year-on-year.

Supporting entrepreneurship remained one of Unibank’s strategic priorities. The corporate loan portfolio grew by 37% during the reporting period, reaching AMD 77 billion. Within the framework of financing small and medium-sized enterprises, the Bank continued to develop its business leasing, with the leasing portfolio expanding by 55%.

As of the end of 2025, Unibank’s liabilities amounted to AMD 343.6 billion. The portfolio of issued bonds increased by 70% over the year. The Bank closed the reporting year with a net profit of AMD 9.8 billion, reaffirming the strength of its financial position and the effectiveness of its growth strategy.

Moody's Ratings affirmed Unibank B1 long-term local and foreign currency bank deposit ratings and maintained the stable outlook.

Idram and IDBank Participated in the Opening of My Forest Armenia’s Pavilion at COP17Unibank Receives B++ Sustainability Alignment Rating from Agents for Impact GmbH Ucom Supported Yerevan Conservation Symposium 2026 as Strategic PartnerIDBank to Showcase Environmental and Innovative Initiatives at COP17New AI-Powered Wildlife Monitoring Camera Installed in Paruyr Sevak with the Support of Ucom35 Years of Trust: IDBank Celebrates with Its CustomersBusiness and mining leader Mark Cutifani to deliver keynote speech at the 3rd Mining Armenia Forum“From Classroom to Orbit”: With Ucom’s Support, “Space 1.0” Is Being Introduced in 15 Schools Across ArmeniaAfeyan Initiatives for Armenia Awards Grant to the Armenia Education Initiative to Expand the Teach For Armenia’s Seroond School Turnaround Program Ucom to Participate in COP17 Together with FPWC, Showcasing Their Environmental Partnership“The Golden Hour”: IDBank explains how to respond effectively to a scam attackNelli Kocharyan Presents Converse Bank’s Vision for Development of International Relations at the BACEE Conference BACEE International Conference Kicks Off with Converse Bank as Lead Sponsor Unibank has issued perpetual bonds with an annual coupon yield of 13.2% Ucom Measures the Environmental Impact of Its OperationsUnibank Offers USD-Denominated Bonds with an Annual Coupon Rate of 6% Ucom Becomes an Official Partner of the Armenia-UK Business Forum 2026Ucom Sales and Service Center at 20/52 Erebuni Reopens After Renovation Unibank Joins the Armenian Solar Energy AssociationThe Widely Discussed Dvin Crown Project. A New Visibility Platform for Brands Has Emerged in the Heart of YerevanAmeriabank named Most Innovative Digital Bank in Armenia, alongside 9 Global Finance Digital Banking AwardsUnibank and Picsart Academy Host Kids Day for ChildrenUnibank Issues AMD and USD Bonds with Annual Coupon Rates of 10.3% and 6%Artur Hovhannisyan and the Ambassador of Bulgaria to Armenia discussed a number of programs of mutual interest to Armenia and Bulgaria A new and fantastic story was born in the heart of Yerevan—the spirit of the old city at Hayasa Hotel Old YerevanConverse Bank is Lead Sponsor of the BACEE International Banking Conference Ralph Yirikian on the Cost of Digital Transformation at the 13th Regional HR Conference You Can Now Pay with Idram on Glovo: The Long-Awaited Partnership Is Now a RealityRate.Trading: Currency Exchange on a New Digital PlatformIdram's "City of Good Deeds": From Teamwork to Real Charitable Projects Ucom and FAST Bring Together Artificial Intelligence and Green Innovation From Car Selection to Purchase – All in One Place: Ameriabank to Present its Myar.am Platform and Special Offers at Armenian Auto Show IDBank and the “Dekavva Fund” Stand with People from Artsakh Ucom Supports AI-Powered Camera Installation for Nature Conservation Dmitry Ishkhanov Opens the New Steinway’s Concert Life in Pardubice Ucom Fellowship Participants Meet Ralph Yirikian at UcomUnibank Becomes Title Sponsor of Alashkert Football ClubSergey Smbatyan’s Music for Future Foundation and the Lang Lang International Music Foundation Invite Young Pianists to Apply for the Prestigious Lang Lang Young Scholars ProgramUnibank Call Center Now Available 24/7 on Weekdays Ralph Yirikian Discusses the Challenges of Modern Leadership with Leadership School ParticipantsUnibank Becomes Lead Sponsor of AGBU’s Global Run in Support of Camp NairiUnibank’s Renamed “Tumanyan” Branch Opens at a New LocationUcom Continues Large-Scale Network Modernization, Expanding 5G Coverage and Enhancing Connectivity EBRD’s AMD-denominated bonds listed on AMX; Converse Bank acted as underwriterBecome a Unibank shareholder and acquire perpetual bonds with a 13.25% yieldThe Unprecedented Educational Summer of the 'Armenian Virtuosos'All Armflix Content Is Once Again Available on UplayHayk Melikyan Opens the 5th Festival of Armenian Culture in KatowiceHarutyun Harutyunyan: “The Government Has No Intention of Applying for EU Membership and Adopted the Law to Prevent a Referendum”Ucom Supports Coca-Cola Fest 2026